THE SHORT ANSWER
● Cheapest way to actually build something: Bolt free — 1M tokens a month, 300K a day. The only free tier of the four you can finish a small app on.
● Best $25 you can spend: Lovable Pro. 100 credits, credits roll over, custom domains, badge removed. Bolt Pro is the same $25 and better if you want to own the code.
● The thing that changed: Replit does not list a free plan any more. The cheapest entry is Core at $20/month. If you came here from an older guide promising a Replit free tier, that is gone.
● Skip v0 unless you are already on Vercel: the free plan is 7 messages a day and $5 of one-time credit. It is a React and Next.js tool first, a general app builder second.
Prices and limits, side by side
Every figure below came off the four official pricing pages on 13 October 2026. All four vendors changed something in the last quarter, so if you are reading a comparison that does not carry a date, assume it is wrong.
| Tool |
Free tier |
Entry paid |
Next tier |
What you are billed in |
| Lovable |
Yes — daily free grants, 5 lovable.app domains |
$25 Pro, 100 credits/mo |
$50 Business, also 100 credits |
Credits |
| Bolt |
Yes — 1M tokens/mo, 300K/day |
$25 Pro, from 10M tokens/mo |
$30/member Teams |
Tokens |
| Replit |
Not listed on the pricing page |
$20 Core ($18 annual) |
$100 Pro ($90 annual) |
Effort-based dollars |
| v0 by Vercel |
Yes, but 7 messages/day |
$30/user Plus |
$100/user Business |
Dollar credits against token rates |
WHY YOU CANNOT COMPARE THESE ON PRICE ALONE
Four tools, four billing units. A Lovable credit is one prompt-and-response cycle. A Bolt token is a unit of text. A Replit dollar is however much effort the agent decided your request needed. A v0 credit is a dollar spent against a published per-model token rate. Two tools can both say $25 and give you wildly different amounts of work. Judge them on what you finish, not on the sticker.
Lovable — $25, and the clearest credit system
Verdict: the one to pick if you want to describe an app in English and get a working, deployed thing back without thinking about infrastructure.
Pro is $25/month for 100 credits. One credit is roughly one instruction and its result. Credits roll over if you do not use them, you can top up on demand, and you get unlimited lovable.app subdomains plus custom domain support. The Lovable badge comes off at Pro. Annual billing gives you two months free.
The free tier gives you daily credit grants, workspace-private projects, unlimited collaborators and 5 lovable.app domains. It is enough to see whether the tool suits you. It is not enough to ship.
Standout: design systems on Pro. You define the visual language once and every subsequent generation respects it, which is the single biggest difference between a prototype that looks AI-generated and one that does not.
Honest limitation: Business at $50 gives you the same 100 credits as Pro at $25. You are paying double for team workspaces, role-based access, SSO and a security centre — governance, not capacity. If you are one person, Business is a waste of $25 a month.
Best for: solo founders and small teams who want a polished front end fast and do not plan to take the code elsewhere.
Bolt — the most generous free tier by a distance
Verdict: the best place to start if you have not paid for any of these yet.
Free gives you 1M tokens a month with a 300K daily cap, public and private projects, 10MB file uploads, hosting and up to 333k web requests. That is a real allowance. You can build and deploy something small without entering a card.
Pro is $25/month, removes the daily cap, starts at 10M tokens a month, rolls unused tokens into the next month, lifts uploads to 100MB, allows up to 1M web requests, adds custom domains, lets you choose your database provider and includes AI image editing. Teams is $30 per member per month and adds centralised billing, admin controls, private npm registries and design-system knowledge with per-package prompts. Annual billing saves up to 28%.
Standout: token rollover. Nobody else at this price lets unused allowance accumulate, which matters if your building is bursty rather than steady.
Honest limitation: tokens are an opaque unit. A long debugging conversation on a large file can eat a day's 300K allowance before you have shipped anything, and you cannot predict it in advance the way you can count Lovable credits.
Best for: anyone evaluating these tools for the first time, and developers who want the generated code to be genuinely theirs.
Replit — no longer has a free plan
Verdict: the most capable of the four if you need a real backend, and now the only one with a hard paywall at the door.
This is the change that invalidates most comparisons written before October. The Replit pricing page lists Core, Pro and Enterprise. There is no free tier on it. Core is $20/month, or $18 billed annually, and includes up to 30 hours of chat and up to 60 projects on Free Mode, $20 towards the more powerful models, Plan mode and unlimited workspaces.
Pro is $100/month ($90 annually) and adds 10 parallel agents, $100 towards the most powerful models, up to 15 collaborators, 50 viewers, database rollback up to 28 days and premium support. Above that, Pro credit bundles run $90, $215, $425, $825 and $2,000 a month.
Standout: it is a full development environment, not a generator with a preview pane. Databases, deployment, secrets, a shell. When your app outgrows a front end, Replit is the only one of the four that does not need replacing.
Honest limitation: effort-based pricing. There is no flat rate per message — the agent charges according to how much work it decided to do, and the same prompt can cost different amounts on different days. Budget for variance, and read the Billing docs before you let an agent loose on a large refactor.
Best for: people building something with a backend that has to still work in six months.
v0 by Vercel — only if you live in React
Verdict: excellent at React and Next.js components, tightly bound to Vercel, and the hardest of the four to try for free.
Free gives you $5 in one-time credits, deployment to Vercel, visual editing via Design Mode, GitHub sync — and a 7 message per day limit. Plus is $30 per user per month with access to all models, $30 of included monthly credits per user and $2 of free daily credits on login. Business is $100 per user per month and gives you the same $30 of credits as Plus, with training opt-out on by default.
v0 is the only one of the four that publishes its per-model token rates, which is worth knowing if you plan to spend seriously:
| Model |
Input / 1M |
Output / 1M |
| v0 Mini |
$0.20 |
$1.20 |
| v0 Pro |
$2 |
$10 |
| v0 Max |
$5 |
$25 |
| v0 Max Fast |
$10 |
$50 |
Standout: Design Mode. You click an element and adjust it directly instead of writing another prompt asking for the padding to change, which is faster than any of the other three for visual tuning.
Honest limitation: Business costs $100 per user and includes the same $30 of credits as the $30 Plus plan. The extra $70 buys training opt-out and nothing else you will notice day to day. Same pattern as Lovable Business — governance priced as capacity.
Best for: teams already deploying on Vercel who write React.
Which one, specifically
● You have not paid for any of these yet → Bolt free. 1M tokens is enough to decide properly.
● You want a landing page or marketing site live this week → Lovable Pro, $25.
● Your app needs a database, auth and background jobs → Replit Core, $20. The others will need replacing.
● You already pay Vercel and write Next.js → v0 Plus, $30/user.
● You want to own and export the code → Bolt Pro or Replit Core.
● You are one person → do not buy Lovable Business or v0 Business. Same credits, double or triple the price, governance features you will not use.
● Your usage is bursty → Bolt. It is the only one where unused allowance rolls forward.
The stack that actually works
Nobody serious uses one of these alone. The combination that wastes the least money:
1. Prototype in Bolt free. Burn the 1M monthly tokens establishing whether the idea works at all. Costs nothing, and you keep the code.
2. Rebuild the front end in Lovable Pro once the idea survives. Set up a design system first, then generate. This is where the $25 earns its place — the output stops looking like a template.
3. Move the backend to Replit Core when you need real data. Databases, secrets and deployment in one place. Keep the Lovable front end pointed at it.
4. Add v0 only for component work. If your team writes React anyway, $30/user for fast component iteration with Design Mode is cheaper than the equivalent designer time.
Total for a solo founder running this properly: $45/month (Lovable Pro plus Replit Core), with Bolt free doing the exploratory work. That is less than a single Replit Pro seat and gets you further.
New to these tools entirely? Start with our beginner guide to AI tools before you pick one.
Questions people actually ask
Does Replit still have a free plan?
Not on its pricing page as of 13 October 2026. The listed plans are Core at $20/month, Pro at $100/month and Enterprise. "Free Mode" is a usage mode inside the paid plans — Core includes up to 30 hours of chat and up to 60 projects on it — not a free tier you can sign up to.
Which has the best free tier?
Bolt, clearly. 1M tokens a month with a 300K daily cap, hosting included, private projects allowed. Lovable gives daily credit grants that are fine for evaluation. v0 gives $5 of one-time credit and caps you at 7 messages a day. Replit gives nothing.
Lovable or Bolt at $25?
Both cost $25. Lovable if you want the prettier result with less effort and will stay on the platform. Bolt if you want the code to be portable and your usage comes in bursts, because its tokens roll over and Lovable's credits reset monthly outside Pro rollovers.
Why does Lovable Business cost $50 for the same 100 credits as Pro?
Because you are not buying credits. Business adds team workspaces, role-based access, internal publishing, SSO, a security centre and priority support. v0 prices the same way — Business at $100/user includes the same $30 of credits as Plus at $30/user. If you are not buying governance, do not buy the higher tier.
What is effort-based pricing on Replit?
Instead of charging a flat rate per message, Replit charges according to how much work the agent did — how many files it read, how many tests it ran, how many times it corrected itself. The same prompt can cost different amounts on different runs. Set a spending limit before you start.
Can I export the code?
Bolt and Replit yes, straightforwardly. v0 syncs with GitHub on every plan including free. Lovable supports git sync, with data residency controls on Enterprise. If portability is a requirement, Bolt and Replit are the safe choices.
PRICING VERIFIED 13 OCTOBER 2026
All four vendors moved prices or restructured tiers during Q3 2026. Check the official page before you subscribe — and treat any comparison without a verification date as out of date.
Sources
Lovable official pricing ·
Bolt official pricing ·
Replit official pricing ·
v0 by Vercel official pricing